Mercury is a modern, digital-first banking platform built specifically for startups, tech companies, and remote founders. Unlike traditional banks, Mercury operates entirely online and offers a sleek dashboard, FDIC-insured checking and savings accounts (through partner banks), virtual and physical debit cards, domestic and international wires, and seamless integration with tools like Stripe, QuickBooks, and more.
For non-U.S. residents, Mercury is one of the most accessible options for opening a U.S. business bank account. To qualify, you must first form a U.S. company (typically a Delaware or Wyoming LLC or C-Corp), obtain an EIN from the IRS, and provide a U.S. business address (which can be a registered agent address). Mercury does not require a Social Security Number (SSN), which makes it highly suitable for international founders operating remotely.
Mercury is especially popular among non-resident SaaS founders and e-commerce entrepreneurs looking to access the U.S. financial system and platforms like Stripe and PayPal.
